Maine-Endwell High School

The 2021-2022 FAFSA Application will open OCTOBER 1st!

To qualify for any form of financial aid, whether it is a loan, grant, scholarship, or work study, students MUST COMPLETE THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) FORM .The sooner you send this form in, the better, but accuracy on this form is very important! As time goes on, colleges have less money to give to students, so the earlier you apply for financial aid, the more money you may qualify for.

Apply for the FAFSA

*The FAFSA form contains a question and a small-sized link, that asks the student if they would like to be considered for New York State aid (if they are going to an in-state school). If the student indicates that they would like to be considered, an additional TAP application will be sent to the student automatically.

Financial Aid 101

After you fill out the FAFSA form online, you will receive an email from each school you applied to. This email will show the “package” that each school is able to offer you.

Check to see if the scholarships have conditions such as…does the recipient need to maintain a certain GPA for renewal?…does the recipient need to be enrolled in a certain academic program?

Don’t let the sticker price of a school prevent you from applying. Many times, the private schools end up giving enough grants and scholarships to make the school economically feasible. This is not to say that you should not apply to less expensive schools; you should always have back-up schools because you can’t count on getting “free money”. Look for the “bottom line”- your “net cost”. Don’t be dazzled by the amount a particular college offers you- focus on how the awards affect the costs you will still have to pay. $40,000 in award money sounds great unless it’s all loans which you have to pay back.

Federal Student Loans Booklet

Direct PLUS Loans for Parents

FAFSA4caster is a financial aid estimator that you can use before officially applying for financial aid. It will provide you with an estimate of your Expected Family Contribution (EFC), which is an index that colleges use to determine what types of aid you may receive. Using your EFC, FAFSA4caster will then determine what types of federal grants, loans, and work study you may qualify for and will provide you with an estimated form amount for each.

(which will probably be some of your AID)

REMEMBER: When you receive your aid letter, if it indicates you have qualified for Federal Direct Loans, or any other Loans, they are just that, LOANS, which means you MUST pay them back when you finish college. If you choose to accept any loans offered on a given year, the total number of loans you take out will be CUMULATIVE.  In other words, if you accept 3 types of loans in year 1, 4 loans in year 2, 1 loan for year 3, and finally 3 loans in year 4, you will have taken a TOTAL NUMBER OF 11 LOANS! Each loan will have it's own individual interest rate, and could possibly have different loan servicers to which you would send your repayments to.  

How do I manage my loans will teach you about loans, repayment, and the implications of taking on loan debt to help finance your college education.

*Some colleges also require the CSS Profile form (in addition to the FAFSA), which is available at https://profileonline.collegeboard.com Mostly private, selective colleges require the Profile- check the list on their website to find out if the schools you are applying to require this form.

*Some colleges (again, usually the private selective schools) require that their own financial aid form be filled out in addition to the FAFSA.

Compare your aid awards from your colleges

www.finaid.org

www.hesc.ny.gov

In terms of scholarships, MANY scholarships come into the School Counseling Office throughout the school year. We keep them in a filing cabinet in the School Counseling Office so students can access them easily.  We recommend that students check either the list of available scholarships on top of the filing cabinet or the list of available scholarships on our School Counseling website (Under High School, and in the menu items on the left, you'll see Current Scholarships) once a week to see if there are any scholarships that apply to them.

For scholarships that do not originate in the School Counseling Office, we suggest taking a look at this Scholarship Scams Tip Sheet to make sure that the scholarships you may be applying for a legitimate.

Check the Financial Aid page on your intended college to see what Scholarship opportunities are available.

Broome Community College Presidential Scholarship

This scholarship is for students who graduate in the top 10% of their high school class, and who commit to getting at least a 3.3 GPA at BCC as well as take part in BCC campus activities.
Here are some other BCC scholarships:  BCC Financial aid